Medication Card Frequently Asked Question And Answers.
How does Medication Card work?
Prescription discount cards are like "reusable prescription drug coupons", allowing you access to lower drug prices when filling/re-filling prescriptions. Simply present the Medication Card to the pharmacist to see if a discount is available on the prescription you're filling. Remember, the Medication Card is free, pre-activated, no paper work, no deductibles, never expires, and everyone qualifies. This program covers your entire household including your pets!
Who can use Medication Card?
Everyone, with or without insurance, should keep a Medication Card to hand. If you're under or un-insured, have a high co-pay or deductible, have a lapse in coverage, or utilize a Health Savings Account (HSA), the card can provide added discounts that you may not otherwise get. If you have insurance, the card may provide discounts on prescriptions not covered by your plan, on other family members' prescriptions, or medications for your pets when purchased from the pharmacy.
How much do I save with Medication Card?
The Medication Card provides a discount of up to 80% at 35,000 participate pharmacies (Average Savings 55%), depending on the drug you've been prescribed. Your card provides discounts on both brand-name and generic drugs. The easiest way to find out how much your Medication Card saves you is to take your card into your pharmacy and ask your pharmacist for the discounted price before getting your prescription filled. Please be aware that the card does not offer discount on the already discounted drugs list found in some stores, or when the store's regular price is lower than the discount card price.
To search for drug prices and pharmacies that accept our Medication Cards, click here
Can I get bulk cards to hand out?
With nearly 50 million uninsured Americans paying full price for their healthcare, we encourage doctors, dentists, churches, associations and charity organizations to provide their members with free access to Medication Card. For more information, please Contact Us.
Does this card really help me save on my pets' medications?
Yes! Many pet prescriptions can be filled at a regular pharmacy and are eligible for discounts with the Medication Card. Please share a Medication Card with your veterinarian, groomer, or kennel so they can pass the information on to their customers.
Which prescription medications are covered by Medication Card?
All FDA approved brand and generic prescription medications are eligible to be considered for a discount.
I am not a U.S. Citizen. Can I use Medication Card?
Yes! Medication Card can be used by everyone, including non-American citizens, so long as transactions are done with pharmacies within the US and US territories.
How will I know how much my medication will cost?
Prescription drug costs change regularly. You will need to give your Medication Card and your prescription to your pharmacist so it can be entered into the pharmacy's computer to find out the cost of the medication. The participating pharmacy will give you the lowest (or best) price available at their pharmacy, whether it's the Medication Card price or the in-store pharmacy price. If a brand name or generic drug is available through your participating pharmacy at a lower price than the scheduled price, you will pay only the lower of the two prices. Try our Drug/Pharmacy Lookup Tool!
Does my doctor need to know about Medication Card when writing my prescription?
No. This program will not affect the way you are cared for by your physician. You should, however, always consult with your doctor about saving money on prescription medications.
Do prices vary among participating pharmacies?
Industry standards determine the discounted rate for prescription medications. In most instances, all participating pharmacies will offer the same low price. Rates are updated at least once a week so prices may vary depending on when you go to the pharmacy. From time-to-time, pharmacies may offer special sale prices for a limited time on selected drugs. These sale prices may be lower than the scheduled discount rates, in which case the Medication Card holder will pay only the lower sales price. We always encourage comparison shopping.
Why don't all pharmacies accept the Medication Card?
All chain pharmacies and most independent pharmacies have been given equal opportunity to serve you via this program. Pharmacies taking part in the program give you the discount and pay a small marketing fee to the pharmacy benefit management (PBM) company. Some smaller pharmacies choose not to take part in the program and do not honor Medication Card. You can use Medication Card with confidence at all major pharmacies and most regional pharmacies, who routinely accept Medication Card as a way to provide a service to their customers and to generate the additional business that Medication Card brings to their pharmacies.
If I have insurance how can Medication Card benefit me?
If you are under insurance, having Medication Card may still be beneficial since there are insurance policies which limit drug discounts to only a specific set of prescriptions. Many other insurance policies have also been marked with high deductibles. In both cases, Medication Cards can be used independently of insurance coverage and its limitations.
Why do pharmacies offer these discounts?
Pharmacies count on Medication Card to bring people into their stores that may otherwise not get a prescription filled for financial reasons. Pharmacists know that once a customer is in the store they invariably end up picking up other items while waiting to get their prescription filled. Medication Card offers positive benefits for everyone - the cardholder, the store and even the extended business community that stands to benefit from some of the cash the customer saves.
